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Health insurance costs rise
Oklahoma's unhealthy lifestyles are cited after a report shows climbing costs for employee benefits.
By KYLE ARNOLD World Staff Writer
Published:
11/21/2009 2:26 AM
Last Modified: 11/21/2009 4:33 AM
Health insurance costs and deductibles are increasing at a faster rate in Oklahoma than the rest of the country, and the state's unhealthy lifestyles might be to blame.
According to the National Survey of Employer-Sponsored Health Plans by Mercer, the total cost of health insurance benefits for employees in Oklahoma rose 8.1 percent this year.
Nationally, costs rose 5.5 percent, the smallest increase in a decade.
"I would have to say it's due to our unhealthy situation. Oklahoma does not rank well when it comes to health and wellness," said Gale Overton, a spokeswoman for the Tulsa office of Mercer, a global human resources consulting company.
In Oklahoma this year, it has cost an average of $8,408 to insure a worker, compared with $8,945 nationally.
In recent months, national reports have lambasted Oklahoma for having high rates of obesity, smoking, preventable hospitalizations and sick days off from work. A report this week from the United Health Foundation ranked Oklahoma 49th out of 50 states for healthy lifestyles, trailing only Mississippi.
Mercer, for its report, surveyed some 3,000 companies nationwide, including 38 in Oklahoma.
Overton said many employers are responding by enacting wellness policies, such as higher insurance rates for smokers or incentives for joining gyms.
"A few years ago, companies weren't really on board with wellness policies," she said. "But with prices going up, they're looking to do something."
Overton said a company can usually save about 2 percent by enacting a wellness program.
According to the Mercer survey, Oklahoma employers planned to raise rates by about 3.6 percent in 2010, and more than a quarter of employers will raise deductibles.
Kyle Arnold 581-8380
kyle.arnold@tulsaworld.com
By KYLE ARNOLD World Staff Writer
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Travelin Man
, tulsa (11/21/2009 5:57:17 AM)
Where are the republicans,why can't they do something about oklahoma health insurance going up in okla.they are in charge,this is why we need national insurance is needed,the dems will get it done.
Report Comment
WilliamTheArtist
, (11/21/2009 9:03:18 AM)
Meanwhile in many European countries and some in Asia,,, they spend half as much on healthcare, AND the outcomes are better, (aka, less men, women and children are dying and sickly than here). Ooooh that evil "socialist" medicine. So much better to spend more and have more people dying and suffering.
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billy8
, Sand Springs (11/21/2009 10:23:09 AM)
Not news if you have health insurance under the current rules. Your premiums go up every year, even, sometimes twice a year, and the benifits decrease while co-pays increase. If the trend continues, only the rich will be able to afford health care. there is no middle class anymore, it's us or them, and we're the loosers.
Report Comment
007
, London (11/21/2009 10:57:51 PM)
Things must change.
Report Comment
JR
, (11/21/2009 11:26:12 PM)
you are all sick..
Report Comment
Aggie
, (11/22/2009 3:44:44 PM)
First of all, the cost of auto and home insurance is going up, too, as well as many other things. It's called inflation. Our government is on a spending and printing binge so our dollars are worth less.
Second, the notion that people who have government health care have better outcomes is false. The numbers are rigged in favor of socialized medicine by the World Health Organization. In fact, the US does better in all terms of health outcomes.
If you want to see the horrors of socialized medicine just do an internet search on "problems with nationalized health care". The results will make your hair stand on end. As a Canadian doctor said - in Canada a dog can get hip replacement surgery in a week, people wait 2 years."
Report Comment
cant_stop_jack
, five (11/23/2009 8:11:20 AM)
Aggie, who gives a crap about your buzz word "socialized medicine?" I am so sick of hearing that as a warning. So, we should take socialized good health instead because only the rich can afford to have good health? What a bunch of crap. Bring on socialized medicine. I could care less where is comes from of your fist, second and third crap posting. Do a search for people who have died because they cannot afford health care or who have lost everything they own. Yeah, the US DOES do better in terms of health because we have more rich people per capita then anywhere else in the world, so yes, the rich get treated. Socialized medicine. Fine, socialize it. I could care less. I am tired of being broke and on the verge of ruins while the doctors, nurses and corporations are getting richer off my back. Tired of it. It is not fair. Medicine SHOULD NOT be treated as a luxury for people who can afford it. Period. Aggie, what a lame response. Shows your soul, my friend. Amazing how some people cannot see the darkness in their own souls.
Report Comment
cant_stop_jack
, five (11/23/2009 8:15:17 AM)
$1500 a month for premiums, Aggie. $1500 a month. You tell me where that is fair. Sure, I can drop that and pay full price. Sure, $1500 a month is cheaper than paying full price. YOU tell me how a person is supposed to pay $1500 a month for insurance and still survive, AFTER all the copays and out of pockets. Tell me. Explain to me. No, I apparently do not a silver spoon stuck out my rear end. So no, I do not make much money, I do not have a big time degree. Sure, I am working for towards it. But tell me, Aggie boy, how am I supposed to afford it. BRING ON SOCIALIZED MEDICINE.
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