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Money Power

Columns from the experts at Kiplinger's Personal Finance magazine to help manage your money.

HEADLINES

Money Power: How to figure your retirement savings number   5/25/2013

Retirement analysts generally set the income you'll need to maintain your standard of living once you're out of the workforce at 70 percent to 85 percent of your preretirement household income.

Investing: Earn 6 percent to 8 percent on your money   5/20/2013

To earn a 6-percent yield in a world where safe investments pay 1 percent or less requires accepting significant risk.

Chromebook comes in several models   5/19/2013

The Chromebook from Google is specifically designed to run Google’s free Web-based apps, including Gmail, Google Drive (word-processing, spreadsheet and other office applications), Calendar and Picasa (for managing photos).

Whistleblowers should know laws   5/19/2013

New and enhanced laws make it harder to retaliate against an employee who reveals wrongdoing at work, whether the boss is Uncle Sam or the company CEO, and bounty programs are starting to pay off for tipsters exposing tax cheats and shareholder rip-offs.

Money Power: Creative housing for seniors Money Power: Cohousing combines private homes, community living   5/18/2013

Lately, I've been considering downsizing, not only to save on mortgage payments and maintenance but also to get a jump on my next phase of life.

Investing: Earn as much as 4 percent on your money   5/13/2013

If you buy a Treasury bond, you know you’ll get back your principal.

Money Power: Take steps to guard against identity theft   5/12/2013

It's no joke. Although the film 'Identity Thief' is a comedy, it highlights how pervasive ID theft has become - and how easy it is for criminals to wreak havoc.

Money Power: IRA makes great graduation gift   5/12/2013

Our son is graduating from college, and we'd like to open a Roth IRA for him as a graduation gift.

Money Power: Start early to reach your retirement savings target   5/11/2013

You can't anticipate at age 25 what your final salary will be at retirement, and therefore you can't know what 85 percent of your ending salary will be (that's the benchmark retirement analysts generally say you should set to maintain your standard of living once you're out of the workforce).

Money Power: Parents must set example, talk to kids about finances   5/5/2013

With spring comes the release of studies that examine kids' financial knowledge.

Sandra Block: Reasons there is no need for a living trust   5/5/2013

Living trusts are typically marketed as a way to avoid the cost and hassles of probate, the legal process used to determine that a will is valid and that your property is distributed according to your wishes.

Money power: More jobs available for 2013 college graduates   5/4/2013

This year's college grads have something to celebrate besides their diploma: Employers plan to hire 13 percent more new grads this year than last, says the National Association of Colleges and Employers.

Insider overview: Kimberly-Clark Corp.   4/29/2013

Anthony J. Palmer, officer, on April 22 exercised options to purchase 7,869 shares at $64.81 per share with a market value of $509,990. On the same day, Palmer sold 7,869 direct shares at $105.12 with a market value of $827,181.

Investing: An aggressive approach to stock investing   4/29/2013

As anyone who has ever bought even one stock knows, getting rich fast in the market isn’t easy.But over the long term -- a decade or longer -- if you invest in a well-diversified bundle of stocks, throw in a smattering of well-priced bonds and save regularly, you will almost certainly see your money grow.

Money Power: Cars in four categories with low ownership costs   4/28/2013

Kiplinger's staff asked Vincentric, an automotive-data firm, for the 2013 models in four categories with the lowest five-year ownership costs.

Money Power: Camp counts for child-care credit   4/28/2013

When I was doing my 2012 tax return this year, I realized that I could have claimed the child-care credit for my son's summer camp expenses in 2011. Is it too late to get the money?

Money Power: Leasing a car may be right for you   4/27/2013

If you always have a car payment, you're a good candidate for leasing instead of buying.

Money Power: Investing: New bond funds in the Kiplinger 25   4/22/2013

This year, we decided to take an extra-close look at the bond funds in the Kiplinger 25, the list of our favorite no-load mutual funds.

Money Power: 5 smartphones for $50 or less   4/21/2013

Not long ago, cheap smartphones were, to put it not so mildly, junk.

Money Power: Rolling over IRA funds to health savings account   4/21/2013

Can I make a tax-free rollover from my IRA to a health savings account? What are the rules?

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