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ID theft rare in records
By NICOLE MARSHALL World Staff Writer
Published:
3/21/2008 12:36 AM
Last Modified: 3/21/2008 12:38 AM
For more information about protecting yourself from identity theft, Jane Wheeler of the Oklahoma Attorney General’s Consumer Protection Unit suggests going to the Federal Trade Commission’s Identity Theft Web site.
www.tulsaworld.com/ftcidtheft
Critics of new court rules cite a survey on the source of fraud.
Most identity thieves obtain personal information from stolen or lost wallets, purses and mail, according to police and a national survey.
The 2006 Identity Fraud Survey Report that was co-released by the Better Business Bureau did not cite the abuse of public records as a significant source of identity theft, authorities said.
That's why critics say the Oklahoma Supreme Court's new rules that restrict access to online records and legal documents goes too far.
The rules, which take ef fect June 10, require litigants to redact personal identifying information, such as birth dates, Social Security numbers and home addresses, from paper documents that are filed with the courts.
The rules also take offline many court records that currently are available via the Internet.
Supporters say the move protects personal information, especially from identity theft.
Joey Senat, past president of Freedom of Information Oklahoma, has forwarded a letter to the Oklahoma Supreme Court from
Washington state Attorney General Rob McKenna.
In that letter, McKenna uses a report on the 2006 Identity Fraud Survey to argue against exempting dates of birth from public disclosure.
''I think it shows that dates of birth are not private,'' Senat said. "They are personal, but personal and private are not necessarily the same thing. Here is a legal authority -- a Republican attorney general -- saying that."
According to the survey, in cases where the source of the information is known, 30 percent of the identity-theft cases resulted from lost or stolen wallets, credit or debit cards, or checkbooks.
Another 15 percent involved information that was stolen by trusted associates, such as friends, family, employees and neighbors. About 9 percent of information used came from stolen mail or garbage, and another 9 percent resulted from hacking home computers, the survey shows.
Even if dates of birth are redacted from court records, they are still available in plac es such as voter records and police records, Senat said.
''Dates of birth and home addresses are found in a slew of other public records. They are just readily available,'' he said.
Cpl. Gary Bradley, a supervisor in the Tulsa Police Department unit that investigates forgery and fraud, also said most identity theft cases that police investigate result from the theft or loss of wallets, purses or mail.
He said he has not heard of cases in Tulsa where someone's identity was stolen from court records, but he also noted that in many cases the source of the information is not known.
In 2007, Tulsa police had 898 cases classified as identity theft.
But Bradley said that figure is somewhat misleading. Many other cases that involve identity theft may start as reports such as larcenies -- when checks are stolen -- or unauthorized use of a stolen credit card.
''There are likely twice -- maybe three times -- that number,'' Bradley said.
Senat said the new court rules would hinder important records searches that could affect many people. For example, they could limit court records searches that people might conduct on neighbors or potential employees.
Conceivably, a person with a common name might be inadvertently confused with someone who has a criminal record.
''It is cutting out a lot of good to avoid a possible bad. Make it easier to protect privacy, and make punishment much harsher for identity theft,'' Senat said. ''Lots of people put these records to good use and are being penalized for the possible wrongs of others.''
Nicole Marshall 581-8459
nicole.marshall@tulsaworld.com
Comments sought
The Oklahoma Supreme Court wants Oklahoma residents’ input on its recently adopted rules restricting access to online records and legal documents. To comment on the rules, contact Mike Evans, administrative director of the courts, by e-mail at
michael.evans@oscn.net
or by mail at Oklahoma State Courts Network, Administrative Office of the Courts, 1915 N. Stiles, Suite 305, Oklahoma City, OK 73105.
By NICOLE MARSHALL World Staff Writer
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oldrusty
, tulsa (3/21/2008 6:11:59 AM)
Do you really want your X-Wife's attorney to have your private, personal, identifying information, in their personal files, in their office.
Report Comment
Graychin
, Eucha (3/21/2008 7:39:17 AM)
I'm not hiding from my ex-wife. She knows where I am. I haven't failed to meet any of my obligations to her, so she has no axe to grind with me. Sorry about your situation.
Cynic that I am, it seems to me that the horrible "threat" of identity theft is overblown for anyone who uses reasonable care with their personal information. But if this fact leaks out to the general public, the credit card banks won't be able to sell their ridiculously expensive "identity theft protection insurance" to the suckers on their mailing lists.
Imagine what a blow that would be to the profits of the credit card banks. How could they get by with only their 3% slice of everything you pay for, 20% on everything you owe, and $39 if you are a day late with your payment? If they don't keep making more and more profits, the very foundations of our economy would crumble.
Report Comment
Drew
, Tulsa (3/21/2008 9:28:00 AM)
FUD
Report Comment
dennis
, inola (3/21/2008 10:16:10 AM)
what does fud mean
Report Comment
Earl
, (3/21/2008 11:16:53 AM)
The more that we restrict the access to our identifying information the more the identity thief's will need to do to steal our identities. With our information in so many databases, we are at risk more that most of us think about. Everyone only thinks about financial identity theft. What about the other areas? Medical, DMV, Social Security and Criminal identity theft. different pieces of information can all lead up to one or more areas for identity thief's to take advantage.
I would rather make it harder to find the information than have it used by others. I have purchased the greatest identity monitoring and restoration service available.
If you do not think this is a good service, check with your govenor and state insurance commissioner. They both spoke at the international convention for Pre Paid Legal Services Inc. this month.
Report Comment
Steve
, Akron, OH (3/21/2008 12:40:59 PM)
Thanks for your comments Earl, I have the Identity Theft Shield that Pre-Paid Legal Services, Inc. offers since its inception and I wouldn't be able to sleep at night if I didn't.
Report Comment
ID Theft Big Time
, Tulsa (3/21/2008 3:45:19 PM)
Wanna know what it is REALLY like to suffer Id Theft? Wait until someone robs your mailbox that happens to be stuffed with bills, new checks, bank statements, credit card statements, and even a new debit card.
You will live on borrowed money for about two months while you close everything down and reopen accounts while waiting on new access cards, checks, etc.
(In my case, it was more than likely an 'inside job'. A US POBox and many others were robbed at about the same time.)
Don't forget about your girlfriend/boyfriends. I also know a 'lady' who ended up with her bo's wallet and photocopied his DL and SSCard.
There are some really dubious people out there. Watch out.
Report Comment
affrimitve action
, usa everywhere (3/21/2008 4:42:41 PM)
IF YOU CANT TRUST AFFIRMITIVE ACTION EMPLOYEES
WHO CAN YOU TRUST
Report Comment
Firstsai
, University of Kansas (3/23/2008 5:18:07 PM)
"Freedom of Information Oklahoma?" Give me a break. It sounds like a cheesy front organization for the telemarketers and data miners who collect and sell personal information to the highest bidder, including organizations that "create" new identities for VIP's.
Report Comment
Gord
, Tulsa (3/26/2008 3:52:35 PM)
Folks, identity theft is serious and if you think that credit card companies are making it up you are dead wrong. Their protection services suck so I seriously doubt they are making any money anyways.
Also you prepaid legal guys never stop touting your own horn. Is that because you make money doing that. People compare your protection options - do it yourself, LifeLock, LoudSiren, TrustedID, Debix. Doesn't really matter what you decide just that you decide to protect yourself.
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