my view, America (10/22/2008 2:52:03 AM)

Any motorist found to be driving without insurance, their car should be impounded. As a retired person I set aside approximately $60 every month to insure my car, for my protection as well as yours. If you can't afford it get a part time job or park your car and take a bus.

oldrustytulsa, Tulsa (10/22/2008 5:15:43 AM)

In a perfect world, all this being insured works, but in the real world the state took a modest effort to require auto liability insurance and turned it into a cash cow for law enforcement and the many insurance companies, some from out of state I might add, The industry of auto liability insurance is a burden on many struggling working folks, and the public is not aware of the political connections , under the table a lot of money between politics and insurance dealers.

Tony G, Tulsa (10/22/2008 6:09:16 AM)

We have insurance on all our vehicles, but, I believe auto insurance in Oklahoma is a rip off.
I believe NO Fault insurance would better serve most Oklahomans--but insurance companies here make far to much profit to offer any savings to the drivers they insure.

TheLastWord, (10/22/2008 7:50:16 AM)

Hey TW,
what info does this system use to check for insurance, tag number, policy number, or DL?
I'm guessing policy number, does that mean that I don't have to keep swapping out verification every six months in all my vehicles since my policy number doesn't change and they are going to check in real time anyway?

Bird1, Tulsa (10/22/2008 8:09:57 AM)

I think we will still have to have our cards with us when we drive. If you have an accident, you will need it when you exchange info.

I worked Security in North Tulsa and could not get over the number of drivers w/o a DL, Insurance or even a valid tag. They drove with State issued ID's (not DL's), no Ins Verification and Used Vehicle paper tags made from printers. Normally, Security did not look at this info, but we were at Gated Complexes and required this info before they could enter. Scarey.

TheLastWord, (10/22/2008 8:30:14 AM)

Bird1,
sure I understand I have to have something with my insurance info on it. but if my insurance company and policy number doesn't change and they verify coverage in real time why would I have to keep swapping out pieces of paper just to have new dates on them? (which apparently isn't always accurate, hence this new system)

Bird1, Tulsa (10/22/2008 9:15:05 AM)

I don't know. The only other reason is for out of state travel. Only 30 states have this capability. Other than that, ??????

Bird1, Tulsa (10/22/2008 9:16:36 AM)

Maybe updated copies are indicators of current insurance for other states. An old copy could be out of policy.

Eric, Tulsa (10/22/2008 9:21:55 AM)

Right on, my view, amen!

Charley, (10/22/2008 9:24:14 AM)

Folks that drive without insurance should be viewed as criminals. It is one thing not to have the insurance form with you, but if you don't have insurance at all, you should spend some time in JAIL, pay & fine & serve some time in community service.

Being a responsible driver includes several facets of automobile ownership & operation. The vehicle needs to be 100% road worthy. Insurance documents & Ownership documents should be possessed & up to date.

My family has an insurance agent & he says lots of people buy insurance, get their tags & licenses, then cancel their insurance. These are scum bags in my view.

emotional_sting, tulsa (10/22/2008 9:39:34 AM)

Tony G
no fault will never happen in Oklahoma.

mandatory financial responsibility should have an unheralded
bonus... if -all- drivers are insured, insurance costs should be
more affordable since there won't be any uninsured drivers
causing costs to be swallowed by responsible, law abiding
drivers.

unfortunately, auto insurance in Oklahoma will continue to
suffer the same situation as real estate abstracts- the state
requires it but does absolutely nothing to protect the citizens'
checkbooks from the insurance companies.

Bird1, Tulsa (10/22/2008 9:41:26 AM)

Amen, Charley. Drivers w/o Ins drive up the cost for the rest of us. I know you have to have a valid DL to get Ins, but do they check your Tag? I've had my agent for so long, that I don't remember.

Della16, Tulsa (10/22/2008 10:49:59 AM)

It is about time this law came in to action. A year ago last december I had a car totaled. The woman ran a red light and didn't have insurance. Thank God I had full coverage.

Bird1, Tulsa (10/22/2008 10:51:17 AM)

Della

Did it raise your rates?

MDH, Tulsa (10/22/2008 11:03:18 AM)

I was rearended while sitting at a red light. The man was impaired and hauled to jail. The policeman found an insurance card in his car. When my insurance tried to contact his insurance they were told that policy was never paid so the verification was not valid. The insurance company could not find the man. He had been released and the report did not show that he had been impaired. My insurance company never found the man but covered my loss - after deductable, of course. The impaired man with no VALID insurance got off totally free. It seems that we law abiding citizens get the punishments.

okie ridgerunner, small town (10/22/2008 12:53:27 PM)

Insurance is one big rip off. But we do need it. so what can we do just pay, pay, pay, better off with it than with out.

oldrustytulsa, Tulsa (10/22/2008 4:55:02 PM)

You know whats so funny about this whole insurance for cars business, is if you got one financed and you let the insurance expire, the insurance company will notify the bank, and they been doing this for 25 years. The insurance companies and banks, and DMV, are all hooked up together on this thing anyway, dont fool yourself its a cashcow.

Bluebird48, Sand Springs (10/26/2008 10:40:40 AM)

MDH, Tulsa (10/22/2008 11:03:18 AM
--
Thank goodness you were not hurt. In addition, to that uninsured motorist insurance. Majority of folks don't carry insurance.

I agree with Okie runner. It US against THEM. especially during these next couple of months.

I personally, think..WE should have a check in every MONTH instead of every year!!! would be a pain but at least IT would work. If you want to DRIVE, NEED INSURANCE!